/* ========================================================================
   Pure Life Insurance — eHealth-style white/blue
   Public Sans throughout. White / blue / cool-grey.
   ======================================================================== */

:root {
  /* Color — text + structure */
  --ink:        #0E1733;          /* near-black navy text */
  --ink-2:      #1A2452;          /* slightly lighter */
  --ink-3:      #2A3666;          /* lighter still */
  --ink-soft:   rgba(14, 23, 51, 0.72);

  --paper:      #FFFFFF;          /* pure white — primary surface */
  --paper-2:    #F5F8FB;          /* very light cool-grey for strips */
  --paper-3:    #EAF1F8;          /* light blue-tinted strip */

  /* Brand action color (replaces "brass") — ehealth-style sky blue */
  --brass:      #0073E6;          /* primary blue button + accent */
  --brass-2:    #1A85F0;          /* lighter blue for hover/decorative */
  --brass-deep: #0058B3;          /* deep blue for AA-text-on-white */

  --text:       #0E1733;          /* dark navy near-black */
  --text-2:     #4A5568;          /* secondary cool grey */
  --text-3:     #718096;          /* tertiary cool grey */

  --rule:       #E5E7EB;          /* hairline divider */
  --rule-2:     #CBD5E0;          /* stronger hairline */
  --rule-dark:  rgba(255, 255, 255, 0.18);

  --error:      #DC2626;
  --success:    #16A34A;

  /* Typography — Public Sans is the only typeface; no serif display. */
  --font-display: 'Public Sans', -apple-system, BlinkMacSystemFont, 'Helvetica Neue', Arial, sans-serif;
  --font-body:    'Public Sans', -apple-system, BlinkMacSystemFont, 'Helvetica Neue', Arial, sans-serif;
  --font-mono:    'Public Sans', -apple-system, BlinkMacSystemFont, 'Helvetica Neue', Arial, sans-serif;

  /* Spacing scale */
  --s-1: 4px;
  --s-2: 8px;
  --s-3: 12px;
  --s-4: 16px;
  --s-5: 24px;
  --s-6: 32px;
  --s-7: 48px;
  --s-8: 64px;
  --s-9: 96px;
  --s-10: 128px;

  /* Layout */
  --container: 1240px;
  --gutter: 32px;
  --gutter-mobile: 20px;

  /* Effects — softer for white background */
  --shadow-card: 0 1px 0 rgba(0,0,0,0.04), 0 8px 24px -8px rgba(14, 23, 51, 0.10);
  --shadow-img:  0 1px 0 rgba(0,0,0,0.04), 0 12px 32px -12px rgba(14, 23, 51, 0.14);
  --hairline:    1px solid var(--rule);
  --hairline-2:  1px solid var(--rule-2);
  --grain: none;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.55;
  color: var(--text);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  font-feature-settings: "ss01", "ss02";
}
body::before { content: none; display: none; }
img { max-width: 100%; display: block; }
a { color: var(--ink); text-decoration: none; }
a:hover { color: var(--brass-deep); }
hr { border: none; border-top: var(--hairline); margin: 0; }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 var(--gutter);
  position: relative;
  z-index: 1;
}

/* ======================== TYPOGRAPHY ======================== */

.display-xl, .display-lg, .display-md, .display-sm {
  font-family: var(--font-display);
  font-weight: 700;
  letter-spacing: -0.02em;
  font-variation-settings: normal;
  color: var(--ink);
}
.display-xl { font-size: clamp(40px, 5.4vw, 68px); line-height: 1.05; letter-spacing: -0.025em; }
.display-lg { font-size: clamp(32px, 4.0vw, 48px); line-height: 1.1; }
.display-md { font-size: clamp(26px, 3.0vw, 36px); line-height: 1.18; }
.display-sm { font-size: clamp(20px, 2.2vw, 26px); line-height: 1.22; }

.kicker {
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--brass-deep);
  font-weight: 500;
}

.lede {
  font-size: 19px;
  line-height: 1.55;
  color: var(--text-2);
  max-width: 56ch;
}

.body-lg { font-size: 17px; line-height: 1.6; color: var(--text-2); }
.micro   { font-size: 13px; line-height: 1.5; color: var(--text-3); }

em.serif { font-style: italic; font-weight: 600; color: var(--brass-deep); }

/* ======================== BUTTONS ======================== */

.btn {
  display: inline-flex; align-items: center; justify-content: center;
  gap: 10px;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 15px;
  letter-spacing: 0.01em;
  padding: 14px 28px;
  border: 1px solid transparent;
  border-radius: 6px;
  cursor: pointer;
  transition: all 180ms ease;
  text-align: center;
  line-height: 1;
  width: 100%;
}
.btn-primary {
  background: var(--brass);
  color: #fff;
  border-color: var(--brass);
}
.btn-primary:hover {
  background: var(--brass-deep);
  color: #fff;
  border-color: var(--brass-deep);
  transform: translateY(-1px);
  box-shadow: 0 8px 20px -8px rgba(0, 115, 230, 0.45);
}
.btn-primary:active { transform: translateY(0); }
.btn:focus-visible {
  outline: 2px solid var(--brass-deep);
  outline-offset: 3px;
}
.btn-large { padding: 18px 36px; font-size: 16px; }
.btn-ghost {
  background: transparent;
  color: var(--brass-deep);
  border-color: var(--brass);
}
.btn-ghost:hover { background: var(--brass); color: #fff; border-color: var(--brass); }
.btn-brass {
  background: var(--brass);
  color: #fff;
  border-color: var(--brass);
}
.btn-brass:hover { background: var(--brass-deep); border-color: var(--brass-deep); color: #fff; }

/* ======================== TOP NAV STRIP ======================== */

.top-strip {
  background: var(--paper);
  border-bottom: var(--hairline);
}
.top-strip-inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 0;
  gap: 24px;
}
.wordmark {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
  /* Fallback if used with text content */
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 22px;
  letter-spacing: -0.01em;
  color: var(--ink);
  font-variation-settings: normal;
}
.wordmark-img {
  height: 44px;
  width: auto;
  display: block;
}
.top-strip-meta {
  display: flex; gap: 28px;
  font-size: 13px;
  color: var(--text-3);
  align-items: center;
}
.top-strip-meta span { display: inline-flex; align-items: center; gap: 8px; }
.top-strip-meta .dot {
  width: 4px; height: 4px;
  border-radius: 50%;
  background: var(--brass);
}
.top-strip-tel {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 17px;
  letter-spacing: -0.005em;
  color: var(--ink);
  padding: 8px 16px;
  border: 1px solid var(--ink);
  border-radius: 2px;
  text-decoration: none;
  font-variation-settings: normal;
  transition: background 180ms, color 180ms;
}
.top-strip-tel::before {
  content: "";
  width: 14px; height: 14px;
  background: currentColor;
  -webkit-mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='currentColor' d='M6.62 10.79a15.05 15.05 0 0 0 6.59 6.59l2.2-2.2a1 1 0 0 1 1.05-.24c1.12.37 2.33.57 3.57.57a1 1 0 0 1 1 1V20a1 1 0 0 1-1 1A17 17 0 0 1 3 4a1 1 0 0 1 1-1h3.5a1 1 0 0 1 1 1c0 1.24.2 2.45.57 3.57a1 1 0 0 1-.24 1.05l-2.21 2.17z'/></svg>") no-repeat center / contain;
          mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='currentColor' d='M6.62 10.79a15.05 15.05 0 0 0 6.59 6.59l2.2-2.2a1 1 0 0 1 1.05-.24c1.12.37 2.33.57 3.57.57a1 1 0 0 1 1 1V20a1 1 0 0 1-1 1A17 17 0 0 1 3 4a1 1 0 0 1 1-1h3.5a1 1 0 0 1 1 1c0 1.24.2 2.45.57 3.57a1 1 0 0 1-.24 1.05l-2.21 2.17z'/></svg>") no-repeat center / contain;
}
.top-strip-tel:hover {
  background: var(--ink);
  color: var(--paper);
}

/* ======================== HERO ======================== */

.hero {
  position: relative;
  background: var(--paper);
  padding: 64px 0 96px;
  overflow: hidden;
}
.hero::before, .hero::after { content: none; }
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 64px;
  align-items: start;
}
.hero-copy { padding-top: 24px; }
.hero-copy .kicker { display: block; margin-bottom: 24px; }
.hero-title {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: clamp(44px, 5.6vw, 76px);
  line-height: 0.98;
  letter-spacing: -0.025em;
  color: var(--ink);
  margin-bottom: 28px;
  font-variation-settings: normal;
}
.hero-title em {
  font-style: italic;
  font-weight: 400;
  color: var(--brass-deep);
  font-variation-settings: normal;
}
.hero-sub {
  font-size: 19px;
  line-height: 1.55;
  color: var(--text-2);
  margin-bottom: 36px;
  max-width: 52ch;
}
.hero-bullets {
  list-style: none;
  border-top: var(--hairline);
}
.hero-bullets li {
  display: flex; align-items: flex-start; gap: 16px;
  padding: 14px 0;
  border-bottom: var(--hairline);
  font-size: 15px;
  color: var(--text);
}
.hero-bullets .num {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--brass-deep);
  letter-spacing: 0.1em;
  width: 24px;
  flex-shrink: 0;
  padding-top: 2px;
}
.hero-bullets strong {
  display: block;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: 2px;
}
.hero-bullets .check {
  display: none; /* legacy */
}

/* Hero photo + form composition — photo is the visual anchor; form floats. */
.hero-visual {
  position: relative;
  display: grid;
  grid-template-columns: 1fr;
}
.hero-photo {
  position: relative;
  width: 100%;
  aspect-ratio: 4 / 5;
  overflow: hidden;
  background: var(--paper-2);
  border: 1px solid var(--rule);
  border-radius: 12px;
  box-shadow: var(--shadow-img);
}
.hero-photo img {
  width: 100%; height: 100%;
  object-fit: cover;
}
.hero-photo::after { content: none; }
.hero-photo-caption { display: none; }

/* ======================== FORM CARD ======================== */

.form-card {
  background: var(--paper);
  border: 1px solid var(--rule);
  border-radius: 12px;
  padding: 32px;
  color: var(--text);
  box-shadow: var(--shadow-card);
  position: relative;
}
.form-card::before { content: none; }

/* Where the form sits on the page — own section (between hero and trust strip)
   so the visual anchors are: copy left, photo right, form below. */
.form-section {
  background: var(--paper);
  padding: 0 0 96px;
  margin-top: -32px; /* slight overlap into hero */
}
.form-section .container {
  max-width: 760px;
}
.form-eyebrow {
  text-align: center;
  margin-bottom: 24px;
}
.form-eyebrow .kicker { display: block; margin-bottom: 8px; }
.form-eyebrow .display-sm { color: var(--ink); }
.form-header { margin-bottom: 28px; }
.progress-wrap { margin-bottom: 16px; }
.progress-bar {
  width: 100%; height: 2px;
  background: var(--rule);
  position: relative;
  overflow: hidden;
}
.progress-fill {
  height: 100%; width: 16.66%;
  background: var(--brass);
  transition: width 320ms cubic-bezier(.2,.7,.3,1);
}
.progress-text {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--text-3);
  letter-spacing: 0.16em;
  text-transform: uppercase;
  margin-top: 10px;
}
.trust-line {
  font-size: 12px;
  color: var(--text-3);
  text-align: center;
  border-top: var(--hairline);
  padding-top: 14px;
  letter-spacing: 0.04em;
}

/* Steps */
.form-step { display: none; }
.form-step.active { display: block; animation: stepIn 320ms cubic-bezier(.2,.7,.3,1); }
@keyframes stepIn {
  from { opacity: 0; transform: translateY(6px); }
  to   { opacity: 1; transform: translateY(0); }
}
.step-title {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 26px;
  line-height: 1.18;
  letter-spacing: -0.01em;
  color: var(--ink);
  margin-bottom: 8px;
  font-variation-settings: normal;
}
.step-sub {
  color: var(--text-3);
  font-size: 14px;
  margin-bottom: 24px;
  line-height: 1.5;
}

/* Field */
.field { margin-bottom: 20px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field label {
  display: block;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-3);
  margin-bottom: 8px;
}
.field input, .field select {
  width: 100%;
  padding: 13px 14px;
  background: var(--paper);
  border: 1px solid var(--rule-2);
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 16px;
  color: var(--ink);
  transition: border-color 180ms, box-shadow 180ms;
  -webkit-appearance: none;
  appearance: none;
}
.field input:focus, .field select:focus {
  outline: none;
  border-color: var(--brass);
  box-shadow: 0 0 0 3px rgba(0, 115, 230, 0.15);
}
.field input:focus-visible, .field select:focus-visible {
  outline: none;
  border-color: var(--brass);
  box-shadow: 0 0 0 3px rgba(0, 115, 230, 0.15);
}
.faq-item summary:focus-visible,
.radio-card:has(input:focus-visible),
a:focus-visible {
  outline: 2px solid var(--brass);
  outline-offset: 3px;
  border-radius: 6px;
}
.field input.invalid, .field select.invalid { border-color: var(--error); }
.field input.valid,   .field select.valid   { border-color: var(--success); }
.field-error {
  display: block;
  color: var(--error);
  font-size: 12px;
  margin-top: 6px;
  min-height: 16px;
}

.dob-row { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 16px; }
.age-display {
  margin-top: 12px;
  padding: 12px 16px;
  background: var(--paper-2);
  border-left: 2px solid var(--brass);
  font-size: 14px;
  color: var(--ink);
}

/* Radio cards (Steps 3 & 4) */
.radio-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.radio-card {
  position: relative;
  padding: 22px 20px;
  background: var(--paper);
  border: 1.5px solid var(--rule);
  border-radius: 8px;
  cursor: pointer;
  transition: all 160ms ease;
  text-align: center;
}
.radio-card:hover {
  border-color: var(--brass);
  background: var(--paper-2);
}
.radio-card input { position: absolute; opacity: 0; pointer-events: none; }
.radio-card input:checked + .radio-content {
  color: var(--ink);
}
.radio-card:has(input:checked) {
  border-color: var(--brass);
  background: var(--paper-3);
  box-shadow: 0 0 0 3px rgba(0, 115, 230, 0.18);
}
.radio-card:has(input:checked) .radio-label,
.radio-card:has(input:checked) .radio-icon { color: var(--brass-deep); }
.radio-card:has(input:checked) .radio-hint { color: var(--text-2); }
.radio-icon {
  font-family: var(--font-display);
  font-size: 32px;
  color: var(--brass-deep);
  margin-bottom: 8px;
  line-height: 1;
  font-variation-settings: normal;
}
.radio-label {
  font-weight: 600;
  font-size: 16px;
  color: var(--ink);
}
.radio-hint {
  font-size: 12px;
  color: var(--text-3);
  margin-top: 4px;
  letter-spacing: 0.04em;
}

/* Slider (Step 5) */
.slider-wrap { padding: 8px 0 16px; }
.slider-value {
  font-family: var(--font-display);
  font-size: 44px;
  font-weight: 500;
  color: var(--ink);
  text-align: center;
  letter-spacing: -0.02em;
  margin-bottom: 16px;
  font-variation-settings: normal;
}
input[type=range] {
  width: 100%;
  -webkit-appearance: none;
  appearance: none;
  background: transparent;
  height: 28px;
}
input[type=range]::-webkit-slider-runnable-track {
  height: 2px; background: var(--rule-2); border-radius: 0;
}
input[type=range]::-moz-range-track {
  height: 2px; background: var(--rule-2); border-radius: 0;
}
input[type=range]::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 22px; height: 22px;
  background: var(--brass);
  border-radius: 50%;
  margin-top: -10px;
  border: 3px solid var(--paper);
  box-shadow: 0 0 0 1px var(--brass-deep);
  cursor: pointer;
  transition: transform 120ms;
}
input[type=range]::-webkit-slider-thumb:hover { transform: scale(1.1); }
input[type=range]::-moz-range-thumb {
  width: 22px; height: 22px;
  background: var(--brass);
  border-radius: 50%;
  border: 3px solid var(--paper);
  box-shadow: 0 0 0 1px var(--brass-deep);
  cursor: pointer;
}
.slider-labels {
  display: flex; justify-content: space-between;
  margin-top: 8px;
  font-size: 12px;
  color: var(--text-3);
  font-family: var(--font-mono);
  letter-spacing: 0.04em;
}
.coverage-hint {
  margin: 16px 0 24px;
  padding: 14px 16px;
  background: var(--paper-2);
  font-size: 14px;
  color: var(--text-2);
  font-style: italic;
  font-family: var(--font-display);
  font-weight: 400;
  border-left: 2px solid var(--brass);
}

/* TCPA */
.tcpa {
  display: flex; align-items: flex-start; gap: 12px;
  padding: 16px; margin: 16px 0;
  background: var(--paper-2);
  font-size: 11px;
  line-height: 1.55;
  color: var(--text-3);
  border-left: 2px solid var(--rule-2);
}
.tcpa input { margin-top: 3px; flex-shrink: 0; accent-color: var(--ink); }
.tcpa a { color: var(--ink); text-decoration: underline; }

.submitting {
  text-align: center;
  margin-top: 16px;
  font-size: 13px;
  color: var(--text-3);
  font-family: var(--font-mono);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.form-footer {
  margin-top: 24px;
  font-size: 12px;
  color: var(--text-3);
  text-align: center;
  letter-spacing: 0.04em;
}
.lock { color: var(--brass-deep); }

/* intl-tel-input theme overrides — match flat editorial style */
.iti { width: 100%; }
.iti__selected-flag { background: transparent !important; }
.field .iti--separate-dial-code .iti__selected-flag { padding: 0 8px 0 0; }
.field input[type=tel] { padding-left: 64px !important; }

/* ======================== TRUST RULES BAND ======================== */

.trust-rules {
  background: var(--paper-2);
  color: var(--text);
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}
.trust-rules-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-left: 1px solid var(--rule);
}
.trust-rule {
  padding: 36px 28px;
  border-right: 1px solid var(--rule);
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.trust-rule .num {
  font-family: var(--font-display);
  font-size: 44px;
  font-weight: 700;
  color: var(--brass-deep);
  line-height: 1;
  letter-spacing: -0.02em;
  font-variation-settings: normal;
}
.trust-rule .num span { color: var(--brass); font-weight: 600; }
.trust-rule .label {
  font-size: 13px;
  color: var(--text-2);
  line-height: 1.45;
}

/* ======================== SECTION TITLES ======================== */

.section {
  padding: 96px 0;
  position: relative;
}
.section--paper-2 { background: var(--paper-2); }
.section--ink { background: var(--ink); color: var(--paper); }

.section-head {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 64px;
  align-items: end;
  margin-bottom: 64px;
}
.section-head .kicker { color: var(--brass-deep); }
.section-head h2 { margin-top: 12px; }
.section-head .lede { margin-top: 8px; max-width: 48ch; }

.section--ink .section-head .kicker { color: var(--brass-2); }
.section--ink .section-head h2 { color: var(--paper); }
.section--ink .lede { color: rgba(255, 255, 255, 0.78); }

/* ======================== WHY PURE LIFE ======================== */

.why-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 80px;
  align-items: stretch;
}
.why-image {
  position: relative;
  align-self: stretch;
}
.why-image .frame {
  position: relative;
  width: 100%;
  aspect-ratio: 4 / 5;
  overflow: hidden;
  border: 1px solid var(--rule);
  border-radius: 12px;
  box-shadow: var(--shadow-img);
}
.why-image .frame img {
  width: 100%; height: 100%;
  object-fit: cover;
  transition: transform 1200ms cubic-bezier(.2,.7,.3,1);
}
.why-image:hover .frame img { transform: scale(1.02); }
.why-image .caption {
  margin-top: 14px;
  font-family: var(--font-display);
  font-style: italic;
  font-size: 15px;
  color: var(--text-3);
  max-width: 36ch;
}
.why-image .caption::before { content: "— "; color: var(--brass-deep); }

.why-copy { padding-top: 12px; }
.benefits-list {
  list-style: none;
  border-top: var(--hairline-2);
  margin-top: 32px;
}
.benefits-list li {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 16px;
  padding: 24px 0;
  border-bottom: var(--hairline);
  align-items: start;
}
.benefits-list .ord {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.16em;
  color: var(--brass-deep);
  padding-top: 6px;
}
.benefits-list strong {
  display: block;
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 22px;
  color: var(--ink);
  letter-spacing: -0.01em;
  margin-bottom: 4px;
  font-variation-settings: normal;
}
.benefits-list p {
  color: var(--text-2);
  font-size: 15px;
  line-height: 1.55;
}

/* ======================== HOW IT WORKS ======================== */

.how-it-works {
  background: var(--paper);
  color: var(--text);
  position: relative;
  overflow: hidden;
  border-top: 1px solid var(--rule);
}
.how-it-works::before { content: none; }
.how-it-works .section-head h2 { color: var(--ink); }
.how-it-works .section-head .kicker { color: var(--brass-deep); }
.how-it-works .lede { color: var(--text-2); }

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.step-card {
  padding: 32px 28px;
  background: var(--paper);
  border: 1px solid var(--rule);
  border-radius: 10px;
  position: relative;
  transition: border-color 180ms, box-shadow 180ms, transform 180ms;
}
.step-card:hover {
  border-color: var(--brass);
  box-shadow: 0 8px 24px -8px rgba(0, 115, 230, 0.18);
  transform: translateY(-2px);
}
.step-card .step-num {
  font-family: var(--font-display);
  font-size: 56px;
  font-weight: 700;
  line-height: 0.9;
  letter-spacing: -0.04em;
  color: var(--brass);
  margin-bottom: 16px;
  font-variation-settings: normal;
}
.step-card h3 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 22px;
  letter-spacing: -0.01em;
  color: var(--ink);
  margin-bottom: 10px;
  font-variation-settings: normal;
}
.step-card p {
  color: var(--text-2);
  font-size: 15px;
  line-height: 1.6;
}

/* ======================== MEET YOUR AGENT ======================== */

.agent-section {
  background: var(--paper);
}
.agent-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 80px;
  align-items: center;
}
.agent-image {
  position: relative;
}
.agent-image .frame {
  width: 100%;
  aspect-ratio: 3 / 4;
  overflow: hidden;
  border: 1px solid var(--rule);
  border-radius: 12px;
  background: var(--paper-2);
  box-shadow: var(--shadow-img);
}
.agent-image .frame img {
  width: 100%; height: 100%;
  object-fit: cover;
}
.agent-image .badge {
  position: absolute;
  bottom: -24px; right: -24px;
  background: var(--paper);
  border: 1px solid var(--rule);
  border-radius: 8px;
  padding: 18px 24px;
  font-size: 12px;
  font-family: var(--font-mono);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-3);
  box-shadow: 0 12px 30px -16px rgba(14, 23, 51, 0.18);
}
.agent-image .badge strong {
  display: block;
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 500;
  font-size: 22px;
  color: var(--ink);
  letter-spacing: -0.01em;
  text-transform: none;
  margin-bottom: 2px;
  font-variation-settings: normal;
}

.agent-copy .kicker { display: block; margin-bottom: 16px; }
.agent-copy h2 { margin-bottom: 24px; }
.agent-copy .lede { margin-bottom: 32px; }
.agent-quote {
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 400;
  font-size: 22px;
  line-height: 1.45;
  color: var(--ink);
  border-left: 2px solid var(--brass);
  padding: 8px 0 8px 24px;
  margin: 28px 0 24px;
  font-variation-settings: normal;
}
.agent-attribution {
  font-size: 13px;
  color: var(--text-3);
  font-family: var(--font-mono);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

/* ======================== TESTIMONIALS ======================== */

.testimonials { background: var(--paper-2); }
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}
.testimonial-card {
  background: var(--paper);
  padding: 0;
  border: 1px solid var(--rule-2);
  display: flex;
  flex-direction: column;
}
.testimonial-photo {
  width: 100%;
  aspect-ratio: 1 / 1;
  overflow: hidden;
  background: var(--paper-2);
  border-bottom: 1px solid var(--rule-2);
}
.testimonial-photo img {
  width: 100%; height: 100%;
  object-fit: cover;
  filter: contrast(0.96) saturate(0.94);
  transition: transform 1200ms cubic-bezier(.2,.7,.3,1);
}
.testimonial-card:hover .testimonial-photo img { transform: scale(1.03); }
.testimonial-body {
  padding: 32px;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.stars {
  color: var(--brass);
  font-size: 16px;
  letter-spacing: 4px;
  margin-bottom: 16px;
}
.testimonial-quote {
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 400;
  font-size: 18px;
  line-height: 1.5;
  color: var(--ink);
  margin-bottom: 24px;
  flex: 1;
  font-variation-settings: normal;
}
.testimonial-quote::before { content: "\201C"; color: var(--brass); margin-right: 2px; }
.testimonial-quote::after  { content: "\201D"; color: var(--brass); margin-left: 2px; }
.testimonial-author {
  border-top: var(--hairline);
  padding-top: 16px;
  font-size: 13px;
  color: var(--text-2);
  font-family: var(--font-mono);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.testimonial-author strong { color: var(--ink); font-weight: 600; }

/* ======================== TRUST DETAIL BANNER ======================== */

.trust-banner {
  position: relative;
  height: 480px;
  overflow: hidden;
  background: var(--ink);
}
.trust-banner img {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  object-fit: cover;
  filter: contrast(0.92) saturate(0.85) brightness(0.92);
  opacity: 0.7;
}
.trust-banner::after {
  content: "";
  position: absolute; inset: 0;
  background: linear-gradient(90deg,
    rgba(10, 31, 61, 0.85) 0%,
    rgba(10, 31, 61, 0.6) 45%,
    rgba(10, 31, 61, 0.4) 100%);
}
.trust-banner-inner {
  position: relative; z-index: 2;
  height: 100%;
  display: flex; align-items: center;
}
.trust-banner h2 {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: clamp(34px, 4vw, 56px);
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--paper);
  max-width: 22ch;
  font-variation-settings: normal;
}
.trust-banner h2 em {
  font-style: italic;
  color: var(--brass-2);
  font-variation-settings: normal;
}
.trust-banner .kicker {
  color: var(--brass-2);
  display: block;
  margin-bottom: 20px;
}
.trust-banner .meta {
  margin-top: 32px;
  display: flex;
  gap: 36px;
  flex-wrap: wrap;
}
.trust-banner .meta div {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.85);
  border-left: 1px solid rgba(255, 255, 255, 0.3);
  padding-left: 16px;
}
.trust-banner .meta strong {
  display: block;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 22px;
  color: #fff;
  margin-bottom: 2px;
  font-variation-settings: normal;
}

/* ======================== FAQ ======================== */

.faq { background: var(--paper); }
.faq-grid {
  display: grid;
  grid-template-columns: 0.4fr 1fr;
  gap: 80px;
  align-items: start;
}
.faq-aside { position: sticky; top: 32px; }
.faq-aside .kicker { display: block; margin-bottom: 16px; }
.faq-aside h2 { margin-bottom: 16px; }
.faq-list { border-top: var(--hairline-2); }
.faq-item {
  border-bottom: var(--hairline);
  padding: 0;
}
.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 28px 48px 28px 0;
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 22px;
  letter-spacing: -0.01em;
  color: var(--ink);
  position: relative;
  font-variation-settings: normal;
  transition: color 180ms;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+";
  position: absolute; right: 0; top: 50%;
  transform: translateY(-50%);
  font-family: var(--font-display);
  font-weight: 400;
  font-size: 32px;
  color: var(--brass-deep);
  transition: transform 240ms;
  line-height: 1;
}
.faq-item summary:hover { color: var(--brass-deep); }
.faq-item[open] summary::after { content: "−"; }
.faq-item p {
  padding: 0 48px 28px 0;
  color: var(--text-2);
  font-size: 16px;
  line-height: 1.65;
  max-width: 64ch;
  animation: fadeIn 320ms cubic-bezier(.2,.7,.3,1);
}
@keyframes fadeIn { from { opacity: 0; transform: translateY(-4px); } to { opacity: 1; transform: translateY(0); } }

/* ======================== FINAL CTA ======================== */

.final-cta {
  position: relative;
  background: var(--paper-2);
  color: var(--text);
  text-align: center;
  padding: 96px 0;
  overflow: hidden;
  border-top: 1px solid var(--rule);
}
.final-cta::before { content: none; }
.final-cta .container { position: relative; z-index: 2; max-width: 720px; }
.final-cta .kicker { color: var(--brass-deep); display: block; margin-bottom: 20px; }
.final-cta h2 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--ink);
  margin-bottom: 16px;
  font-variation-settings: normal;
}
.final-cta h2 em {
  font-style: italic;
  color: var(--brass-deep);
  font-variation-settings: normal;
}
.final-cta p {
  font-size: 17px;
  color: var(--text-2);
  margin-bottom: 32px;
  max-width: 48ch;
  margin-left: auto;
  margin-right: auto;
}
.final-cta .btn {
  width: auto;
  background: var(--brass);
  border-color: var(--brass);
  color: #fff;
  font-weight: 600;
}
.final-cta .btn:hover {
  background: var(--brass-deep);
  border-color: var(--brass-deep);
  color: #fff;
}

/* ======================== FOOTER ======================== */

.site-footer {
  background: var(--ink);
  color: rgba(255, 255, 255, 0.72);
  padding: 64px 0 32px;
  font-size: 14px;
  border-top: 1px solid var(--rule);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
.footer-col strong {
  display: block;
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: #fff;
  margin-bottom: 16px;
  font-weight: 600;
}
.footer-col a {
  display: block;
  color: rgba(255, 255, 255, 0.72);
  padding: 6px 0;
  font-size: 14px;
}
.footer-col a:hover { color: var(--brass-2); }
.footer-logo {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 500;
  color: var(--paper);
  margin-bottom: 14px;
  letter-spacing: -0.01em;
  font-variation-settings: normal;
}
.footer-logo-img {
  width: 168px;
  height: auto;
  margin-bottom: 18px;
  display: block;
}
.footer-disclaimer {
  font-size: 13px;
  line-height: 1.6;
  max-width: 36ch;
  color: rgba(255, 255, 255, 0.62);
}
.footer-bottom {
  padding-top: 32px;
  font-size: 12px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.5);
}
.footer-bottom p { margin-bottom: 10px; }
.footer-tcpa { max-width: 100ch; }

/* ======================== RESPONSIVE ======================== */

@media (max-width: 980px) {
  .container { padding: 0 var(--gutter-mobile); }
  .hero { padding: 32px 0 56px; }
  .hero-grid { grid-template-columns: 1fr; gap: 32px; }
  .hero::before, .hero::after { display: none; }
  .hero-photo { aspect-ratio: 16 / 11; }
  .form-section { padding: 0 0 64px; margin-top: 0; }
  .section { padding: 64px 0; }
  .section-head { grid-template-columns: 1fr; gap: 16px; margin-bottom: 40px; }
  .trust-rules-grid { grid-template-columns: 1fr 1fr; }
  .trust-rule {
    padding: 24px 20px;
    border-right: 1px solid var(--rule);
    border-bottom: 1px solid var(--rule);
  }
  .trust-rule:nth-child(2n) { border-right: none; }
  .trust-rule:nth-last-child(-n+2) { border-bottom: none; }
  .why-grid { grid-template-columns: 1fr; gap: 40px; }
  .why-image .frame { aspect-ratio: 16 / 11; }
  .agent-grid { grid-template-columns: 1fr; gap: 48px; }
  .agent-image .badge { right: 16px; bottom: 16px; padding: 14px 18px; }
  .steps-grid { grid-template-columns: 1fr; }
  .testimonial-grid { grid-template-columns: 1fr; gap: 24px; }
  .faq-grid { grid-template-columns: 1fr; gap: 32px; }
  .faq-aside { position: static; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .top-strip-meta .meta-claims,
  .top-strip-meta .dot { display: none; }
  .top-strip-meta { gap: 0; }
  .top-strip-tel { font-size: 15px; padding: 6px 12px; }
  .trust-banner { height: 360px; }
  .final-cta { padding: 80px 0; }
  .form-card { padding: 24px; }
  .form-card::before { display: none; }
}

@media (max-width: 560px) {
  .field-row { grid-template-columns: 1fr; gap: 0; }
  .dob-row   { grid-template-columns: 1fr 1fr 1fr; gap: 8px; }
  .footer-grid { grid-template-columns: 1fr; gap: 24px; }
  /* Keep trust rules as 2x2 on phones — single column wastes vertical space. */
  .trust-rules-grid { grid-template-columns: 1fr 1fr; }
  .trust-rule {
    padding: 20px 16px;
    border-right: 1px solid var(--rule);
    border-bottom: 1px solid var(--rule);
  }
  .trust-rule:nth-child(2n) { border-right: none; }
  .trust-rule:nth-last-child(-n+2) { border-bottom: none; }
  .trust-rule .num { font-size: 36px; }
  .trust-rule .label { font-size: 12px; }
  .hub-card-title { font-size: 26px; }
  .hub-card-body { padding: 22px 22px 26px; }
  .form-card { padding: 22px 18px; border-radius: 10px; }
  .final-cta { padding: 64px 0; }
  .final-cta h2 { font-size: 28px; }
  .hero { padding: 24px 0 40px; }
  .hero-title { font-size: 34px; line-height: 1.05; }
  .display-lg { font-size: 28px; }
  .display-md { font-size: 22px; }
  .footer-disclaimer { max-width: 100%; }
  .footer-col strong { margin-top: 8px; }
}

@media (max-width: 360px) {
  :root { --gutter-mobile: 16px; }
  .hero-title { font-size: 30px; }
  .hub-card-title { font-size: 24px; }
  .step-title { font-size: 22px; }
  .form-card { padding: 18px 14px; }
  .top-strip-tel { font-size: 14px; padding: 6px 10px; }
}

/* ======================== THANK-YOU PAGE ======================== */

.thank-you {
  min-height: calc(100vh - 64px - 100px);
  display: flex;
  align-items: center;
  padding: 80px 0;
  background: var(--paper);
}
.thank-you-card {
  max-width: 720px;
  margin: 0 auto;
  text-align: center;
  background: var(--paper);
  border: 1px solid var(--rule);
  border-radius: 12px;
  padding: 64px 56px;
  position: relative;
  box-shadow: var(--shadow-card);
}
.thank-you-card::before, .thank-you-card::after { content: none; }
.thank-you-mark { margin-bottom: 32px; }
.thank-you-mark .kicker { display: block; margin-bottom: 16px; }
.thank-you-tick {
  width: 72px; height: 72px;
  margin: 0 auto;
  border: 1.5px solid var(--brass);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display);
  font-size: 36px;
  font-weight: 400;
  color: var(--brass-deep);
  font-variation-settings: normal;
}
.thank-you h1 { margin-bottom: 24px; color: var(--ink); }
.thank-you-lead {
  font-size: 19px;
  color: var(--text-2);
  line-height: 1.55;
  margin-bottom: 40px;
  max-width: 48ch;
  margin-left: auto;
  margin-right: auto;
}
.thank-you-lead strong { color: var(--ink); font-weight: 600; }
.thank-you-meta {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  border-top: var(--hairline);
  border-bottom: var(--hairline);
  margin-bottom: 40px;
}
.thank-you-meta .meta-item {
  padding: 24px 16px;
  text-align: left;
}
.thank-you-meta .meta-item + .meta-item {
  border-left: var(--hairline);
}
.thank-you-meta .meta-label {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--brass-deep);
  margin-bottom: 6px;
}
.thank-you-meta .meta-value {
  font-size: 14px;
  color: var(--text);
  line-height: 1.4;
}
.thank-you-cta { margin-bottom: 32px; }
.thank-you-cta .micro { margin-bottom: 16px; }
.thank-you-cta .btn { width: auto; min-width: 280px; }
.thank-you-trust {
  display: flex;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 12px;
  color: var(--text-3);
  border-top: var(--hairline);
  padding-top: 20px;
  font-family: var(--font-mono);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.thank-you-trust .dot-sep { color: var(--brass); }

@media (max-width: 560px) {
  .thank-you-card { padding: 40px 24px; }
  .thank-you-meta { grid-template-columns: 1fr; }
  .thank-you-meta .meta-item + .meta-item { border-left: none; border-top: var(--hairline); }
}

/* ======================== LEGAL PAGES ======================== */

.legal-page {
  padding: 64px 0 96px;
  background: var(--paper);
}
.legal-page .container { max-width: 760px; }
.legal-page .kicker { display: block; margin-bottom: 16px; }
.legal-page h1 { color: var(--ink); margin-bottom: 24px; }
.legal-page .lede { margin-bottom: 40px; max-width: 60ch; }
.legal-page h2 {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 26px;
  letter-spacing: -0.01em;
  color: var(--ink);
  margin: 40px 0 12px;
  font-variation-settings: normal;
}
.legal-page p,
.legal-page li {
  font-size: 16px;
  line-height: 1.65;
  color: var(--text-2);
  margin-bottom: 14px;
  max-width: 70ch;
}
.legal-page ul {
  margin: 16px 0 24px 24px;
}
.legal-page ul li { margin-bottom: 8px; }
.legal-page a {
  color: var(--ink);
  text-decoration: underline;
  text-decoration-color: var(--brass);
  text-underline-offset: 3px;
}
.legal-page a:hover {
  color: var(--brass-deep);
}

/* ========================================================================
   Hub picker (root index.html agency hub) + Medicare form variants
   ======================================================================== */

.hub-picker {
  padding: 64px 0 96px;
  background: var(--paper);
}
.hub-picker .form-eyebrow {
  text-align: center;
  margin: 0 auto 40px;
  max-width: 720px;
}
.hub-picker-sub {
  margin-top: 12px;
  color: var(--text-2);
  font-size: 17px;
  line-height: 1.6;
}
.hub-picker-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  max-width: 1080px;
  margin: 0 auto;
}
.hub-card {
  display: flex;
  flex-direction: column;
  background: var(--paper);
  border: 1px solid var(--rule);
  border-radius: 12px;
  text-decoration: none;
  color: inherit;
  overflow: hidden;
  transition: transform 220ms ease, border-color 220ms ease, box-shadow 220ms ease;
  box-shadow: var(--shadow-card);
}
.hub-card:hover {
  transform: translateY(-4px);
  border-color: var(--brass);
  box-shadow: 0 16px 36px -12px rgba(0, 115, 230, 0.25), 0 1px 0 rgba(0,0,0,0.04);
}
.hub-card-image {
  aspect-ratio: 4 / 5;
  overflow: hidden;
  background: var(--paper-2);
}
.hub-card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 600ms ease;
}
.hub-card:hover .hub-card-image img {
  transform: scale(1.03);
}
.hub-card-body {
  padding: 28px 28px 32px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.hub-card-eyebrow {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--brass-deep);
}
.hub-card-title {
  font-family: var(--font-display);
  font-size: 32px;
  font-weight: 700;
  line-height: 1.1;
  color: var(--ink);
  font-variation-settings: normal;
}
.hub-card-blurb {
  color: var(--text-2);
  font-size: 16px;
  line-height: 1.55;
}
.hub-card-cta {
  margin-top: 12px;
  font-weight: 600;
  font-size: 15px;
  letter-spacing: 0.02em;
  color: var(--brass-deep);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.hub-card:hover .hub-card-cta {
  color: var(--brass);
}
.hub-picker-foot {
  margin-top: 32px;
  text-align: center;
  color: var(--text-3);
  font-size: 14px;
}
.hub-picker-foot a {
  color: var(--ink);
  font-weight: 600;
  text-decoration: none;
  border-bottom: 1px solid var(--brass);
}

@media (max-width: 760px) {
  .hub-picker-grid { grid-template-columns: 1fr; gap: 20px; }
  .hub-card-image { aspect-ratio: 16 / 10; }
  .hub-card-title { font-size: 30px; }
  .hub-picker { padding: 40px 0 64px; }
}

/* Radio-card layout variants used by the Medicare form */
.radio-cards-stacked {
  grid-template-columns: 1fr;
}
.radio-cards-stacked .radio-card {
  text-align: left;
  padding: 18px 22px;
}
.radio-cards-stacked .radio-label {
  font-size: 17px;
}
.radio-cards-stacked .radio-hint {
  margin-top: 6px;
  letter-spacing: 0.02em;
  text-transform: none;
}
.radio-cards-2col {
  /* 2x2 grid for 4 plan-interest options. .radio-cards default is already 2col;
     this class exists so future tweaks can target only the 4-up variant. */
}
@media (max-width: 540px) {
  .radio-cards-2col { grid-template-columns: 1fr; }
}