★★★★★
My husband passed last year and Pure Life handled everything within a week. I cannot thank them enough for the peace of mind.
Affordable final-expense protection from $5,000 to $50,000. No medical exam. Approval in minutes. Premiums that never go up. Coverage that never runs out.
Pure Life works exclusively with A-rated carriers to bring you final-expense coverage that's simple to qualify for, easy to budget, and impossible to outlive.
Approval is based on a few simple yes-or-no questions about your health. No doctor visit, no needles, no waiting weeks for results.
We work only with insurers that meet the highest financial-strength standards, so the benefit you buy today will be paid when your family needs it.
Your monthly rate is fixed the day you sign. It will never increase. Your coverage will never decrease. Your peace of mind compounds.
Beneficiaries receive the full benefit, free of federal income tax, in days — not the weeks or months a typical estate can take.
From the moment you start your quote to the moment your coverage takes effect, the process is built for clarity. No jargon, no hidden steps, no waiting weeks for an answer.
Answer six short questions. No medical exam, no obligation, no credit check. The whole quote takes about sixty seconds — you'll see a real rate, not a teaser.
A licensed Pure Life agent calls to walk through the coverage that fits your budget. They'll explain the carriers, the riders, and the fine print — at your pace.
Approval often happens during the same call. Coverage starts immediately upon your first premium and never expires as long as your premiums are paid.
Every Pure Life agent is licensed, salaried, and trained to spend the time it takes to actually answer your questions. We don't run scripts. We don't churn through calls. We help you understand exactly what you're buying, then we let you decide.
"My job isn't to sell anyone a policy. My job is to help you choose the right coverage for your family — and to make sure you understand every line of it before you sign."
More than 150,000 American families have trusted Pure Life with their final-expense coverage. These are a few of their stories, in their own words.
My husband passed last year and Pure Life handled everything within a week. I cannot thank them enough for the peace of mind.
I thought I was too old or too sick to qualify. Pure Life got me approved in fifteen minutes with no exam.
The agent took her time and never pushed me. She found me coverage that fit my fixed income perfectly.
Premiums depend on your age, gender, tobacco use, and coverage amount. Most members pay between $20 and $80 per month for $10,000 to $25,000 in coverage. Your licensed agent will quote your exact rate on the call — there are no surprises after.
No. Pure Life policies require only a few simple health questions. There is no doctor visit, no blood work, and no waiting weeks for results. Most applicants qualify the same day they apply.
Coverage is available for ages 50 to 85. Approval is fast and most applicants qualify the same day, regardless of pre-existing conditions, with options for every age band in our range.
You can choose coverage from $5,000 up to $50,000. Most families pick $15,000 to $20,000 to cover funeral expenses and any outstanding bills. Your agent can help you size coverage to your specific family situation.
Most claims are paid within 24 to 48 hours of receiving the death certificate. Funds go directly to your named beneficiary, tax-free, with no probate delays and no waiting for an estate to settle.
No. With Pure Life's permanent whole-life policies, the premium is fixed the day you sign and remains the same for as long as you keep the policy in force. Your coverage amount also remains fixed.
No obligation. No medical exam. Lifetime coverage that begins the day you say yes.
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